Okay, let's back up a little. My husband and I have lived many years without health insurance. During those years our family has had prescription drug needs that averaged more than $500 every month and sometimes reached well over $1000 a month. This was murder on our budget. These are medications that our family really NEEDED, but often could not afford. Often this meant buying medications with credit cards, that over time added up to a big financial burden for our family.
A move, a job change, etc can all leave you without insurance for a time. If you've ever been without insurance, then you know exactly what I'm talking about. While our government's ever-changing laws keep us guessing about the future, there is something that may help ease the financial pressure today.
My sister-in-law recently moved in with us from her home far, far away in another state, and her insurance unfortunately didn't make the move with her. So when she got here she started shopping around for the cheapest prices on the prescription medications she needs. Back in her home town, she was buying her two medications for $118 and $58. When she got here, she checked prices at several local pharmacies and they cost a minimum of $141 and $70! That's a small fortune for someone without a job (and probably even for someone who has a job).
While she was price checking, she stumbled onto a website called goodrx.com It talked about coupons and discount cards to use at local pharmacies to get your medications at a fraction of their normal price. As we looked at the website, it seemed too good to be true. And you know the saying, "If it sounds too good to be true, it probably is." So we were really, really, really, doubtful. I mean REALLY doubtful. We did more searching online, and couldn't find anything wrong with this company. They seemed to check out. So we decided to put them to the test. My sister-in-law printed out her discount card (completely free) and headed to Walmart to buy her prescriptions.
And....
...It worked!
IT WORKED!
She bought two prescriptions that normally cost her about $180 a month, but today they cost her $25.98. $25.98! Seriously!!! There was much hugging and rejoicing in our house that day.
Not every place will take the card. Most places won't take the coupons. And not all medications are covered. But some stores do, and some drugs are. And some is better than none (especially when uninsured so often goes hand in hand with unemployed)!
If you are struggling to pay for medications, please go check this place out goodrx.com. It really was awesome. I'm gonna stop talking now, so you have no excuse not to go check it out. Good luck!
Marcia
PS For more ideas on how to save on medical care, look here and here.
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